Conventional Loans
Why a Conventional Loan with Windsor?
- Direct, intentional communication with your underwriter.
- Email updates that clearly communicate where your files are in the process.
- Close on time.
- We find solutions in the gray. No black and white "No" from us.
- Fixed or adjustable rates are available.
- Manual Underwriting is available.
Windsor's Conventional Loan Lineup
We offer a diverse and extensive product lineup so that you’ll be able to find the right loan for every client.
- Conforming Fixed
- Conforming High Balance Fixed
- RefiNow Conforming
- Refi Possible
- Conforming High Balance
- Home Possible® & Home Possible® High Balance
- HomeReady® & HomeReady® High Balance
- Manufactured homes
General Conventional Highlights:
- Fixed-rate & adjustable-rate options available
- Wide variety of loan terms
- FICO scores of 620 and above
- Down payment options as low as 3% with 100% financing*
- Loan amounts up to $715,000 for single-family homes (higher limits for designated high-cost areas)
- Refinancing and cash-out options
*All loans with down payments under 20% are required to pay private mortgage insurance (PMI)
Loans are subject to underwriting/credit approval. For real estate mortgage professionals only. Not intended for distribution to consumers or other third parties.
Are you talking to your borrowers about their refinance and cash-out options?
Reach out to your Account Executive to get the latest on how to help lower your borrower’s monthly payments.
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