Wholesale Conventional Loans | Windsor Mortgage

Conventional Loans

Blue two-story house with landscaping

Why a Conventional Loan with Windsor?

  • Direct, intentional communication with your underwriter.
  • Email updates that clearly communicate where your files are in the process.
  • Close on time.
  • We find solutions in the gray. No black and white "No" from us.
  • Fixed or adjustable rates are available.
  • Manual Underwriting is available.

Windsor's Conventional Loan Lineup

We offer a diverse and extensive product lineup so that you’ll be able to find the right loan for every client.

  • Conforming Fixed
  • Conforming High Balance Fixed
  • RefiNow Conforming
  • Refi Possible
  • Conforming High Balance
  • Home Possible® & Home Possible® High Balance
  • HomeReady® & HomeReady® High Balance
  • Manufactured homes

General Conventional Highlights:

  • Fixed-rate & adjustable-rate options available
  • Wide variety of loan terms
  • FICO scores of 620 and above
  • Down payment options as low as 3% with 100% financing*
  • Loan amounts up to $715,000 for single-family homes (higher limits for designated high-cost areas)
  • Refinancing and cash-out options
*All loans with down payments under 20% are required to pay private mortgage insurance (PMI)
Loans are subject to underwriting/credit approval. For real estate mortgage professionals only. Not intended for distribution to consumers or other third parties.

Are you talking to your borrowers about their refinance and cash-out options?

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