Terms & Conditions

General Terms & Conditions

Loans are subject to credit approval. For real estate mortgage professionals only. Not intended for distribution to consumers or other third parties.

Windsor Mortgage is a service provided by Plains Commerce Bank. NMLS #463950. Equal Housing Lender. Member FDIC.

Adjustable-Rate Mortgage Disclosures

Click on the button below to view the disclosures for the following Adjustable-Rate Mortgages:

  • 3/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 5/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 7/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 10/6 mo. 30-day Average SOFR Non-Convertible ARM

View Adjustable-Rate Mortgage Disclosures

Bridge Loan Terms & Conditions

Windsor Mortgage is a service provided by Plains Commerce Bank. NMLS #463950

Payment Example (80% LTV): A loan of $100,000 for 6 months at a simple interest rate of 4.50% would yield an interest-only payment amount of $382.19 per month and one final payment of $100,382.19 with an annual percentage rate (APR) of 5.575%. Based on a CLTV less than or equal to 80%. The payments do not include amounts for taxes and insurance and the actual payment obligation will be greater.

Payment Example (90% LTV): A loan of $100,000 for 6 months at a simple interest rate of 5.50% would yield an interest-only payment amount of $467.12 per month and one final payment of $100,467.12 with an annual percentage rate (APR) of 6.587%. Based on a CLTV less than or equal to 90%. The payments do not include amounts for taxes and insurance and the actual payment obligation will be greater.

*Exceptions may be approved on a case-by-case basis – contact your Account Executive to inquire about a specific scenario

Conventional 15-Year Loan Terms & Conditions

Conventional 15-year loan based on $200,000 loan, 20% of down payment, Adjusted origination fee of $2000 with 180 payments of $1809, 3.125% Interest Rate, 3.405% Annual Percentage Rate. Other Fees may apply, estimated taxes and insurance are included. Actual payments may be greater. All credit and loan products are subject to credit approval. Interest rate and Annual Percentage Rate is effective as of XX-XX-XX. Rates subject to change daily. This is not an offer of credit or commitment to lend. Financing shown for illustrative purposes only.

Conventional 30-Year Loan Terms & Conditions

Conventional 30-year loan based on $200,000 loan, 20% of down payment, Adjusted origination fee of $2000 with 360 payments of $1370, 3.990% Interest Rate, 4.157% Annual Percentage Rate. Other Fees may apply, estimated taxes and insurance are included. Actual payments may be greater. All credit and loan products are subject to credit approval. Interest rate and Annual Percentage Rate is effective as of XX-XX-XX. Rates subject to change daily. This is not an offer of credit or commitment to lend. Financing shown for illustrative purposes only.