Terms & Conditions

General Terms & Conditions

Loans are subject to credit approval. For real estate mortgage professionals only. Not intended for distribution to consumers or other third parties.

Windsor Mortgage is a service provided by Plains Commerce Bank. NMLS #463950. Equal Housing Lender. Member FDIC.

Adjustable-Rate Mortgage Disclosures

Click on the button below to view the disclosures for the following Adjustable-Rate Mortgages:

  • 3/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 5/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 7/6 mo. 30-day Average SOFR Non-Convertible ARM
  • 10/6 mo. 30-day Average SOFR Non-Convertible ARM

View Adjustable-Rate Mortgage Disclosures

Bridge Loan Terms & Conditions

For more information, contact your Windsor Representative. Windsor Mortgage is a service provided by Plains Commerce Bank. NMLS #463950.

*Bridge loans are not available in all states. Other restrictions and limitations may apply and rates are subject to change. Rates, terms and conditions along with underwriting are subject to change. All credit and loan programs are subject to credit approval.

**Renewal must be completed prior to maturity.

***Exceptions may be approved on case-by-case basis – contact your Account Executive to inquire on a specific scenario.

****For loans at $400,000 or more, the borrower will have to pay for a full 3rd party appraisal and allow for more time needed for the process.

Giveback Program Terms & Conditions

APPLICATION:

Windsor Mortgage will give $500 closing credit on your home loan via the GiveBack Program to each eligible household that closes a loan to purchase, refinance, or construct your primary residence with an approved Windsor Mortgage Broker or Correspondent. Applications from individuals are submitted to Windsor Mortgage by an approved Mortgage Broker or Correspondent. All credit and loan programs are subject to credit approval.

The customer accepting $500 GiveBack closing credit on your home loan will have no liability whatsoever for any injuries, losses or damages of any kind resulting from acceptance, possession or use of $500 closing credit on your home loan. Each participant shall accept the $500 GiveBack closing credit on your home loan on an “as is” basis. Participant agrees and acknowledges an IRS form 1099-MISC may be filed.

ELIGIBILITY:

Open to legal residents of United States. Limit one (1) $500 GiveBack closing credit on your home loan per household. Eligible loans must qualify for secondary market sale and must be closed end. GiveBack Program participants are subject to verification of employment eligibility. Borrowers who are not natural persons are not eligible to participate in this promotion.

Windsor Mortgage is a service provided by Plains Commerce Bank and is not responsible for any problems or technical malfunctions of any telephone network or lines, computer online sites, servers or providers, computer equipment, software, failure of any application to be received by Windsor Mortgage on account of technical problems or traffic congestion on the Internet or at any Website, or any combination thereof, including any injury or damage to registrants’ or any other person’s computer related to or resulting from participation or downloading any materials for the loan process.

By completing and submitting an application for an eligible loan with Windsor Mortgage through the GiveBack Program, the customer agrees to abide by the terms of these official rules and the decisions of Windsor Mortgage, which are final and binding on all matters pertaining to the loan and the $500 GiveBack closing credit on your home loan. Customer consents to the use of their name in any manner by Windsor Mortgage without further compensation (customer contact information is excluded and will not be used). Employees, board of directors, and shareholders of Plains Commerce Bank and their immediate families are not eligible for $500 Giveback closing credit on your home loan. Plains Commerce Bank shall not be responsible for any damages, taxes, or expenses that the customer might incur as a result of Windsor Mortgage’s $500 GiveBack closing credit on your home loan.

Windsor Mortgage reserves the right not to accept applications for loans secured by properties in states in which we do not lend.

To receive the Windsor Mortgage $500 GiveBack closing credit, your eligible loan must close by December 31, 2022. All credit and loan programs are subject to credit approval.

Any customer notification not responded to within thirty (30) days or returned as undeliverable may result in forfeiture of the $500 GiveBack closing credit on your home loan. Windsor Mortgage assumes no responsibility for lost, misdirected, late, damaged, incomplete, illegible and/or postage due mail. No substitution or transfer of $500 credit on your home loan is permitted except by Windsor Mortgage.

Windsor Mortgage is a service provided by Plains Commerce Bank and the sponsor of the $500 Giveback closing credit on your home loan is Plains Commerce Bank, PO Box 7, Hoven, SD 57450. By participating, each customer unconditionally accepts and agrees to comply with and abide by these terms and conditions. The decisions of Windsor Mortgage shall be final and binding in all respects. Void where prohibited by law. All federal, state, and local laws and regulations apply. All rights reserved.