Every client is unique- with different needs to help them achieve their individual goals. At Windsor Mortgage, we want to help you make those dreams come true for each of your clients. That's why we offer many different loan options and services to suit every situation.
Whether you're working with a first-time homebuyer or someone buying their second vacation home, Windsor Mortgage has a loan program for your client! We also offer services to reduce your overhead and make the lending process easier for you and your clients, so you can keep focusing on the relationships while we manage what we love, mortgage!
Take a look at some of the loan options and services below.
In addition to personalized customer service and an incredible team of trained mortgage professionals, Windsor offers you a diverse product lineup so you can find the right loan for every client.
Here are details on our main loan options:
Our comprehensive Conventional Loan options will allow you to serve a wide variety of borrowers and property types. We offer a wide variety of term options to help all borrowers, from first-time home buyers to experienced investors, and everything in between.
Borrowers turn to jumbo loans when upgrading to a larger home, a home with expensive amenities that drive up the cost, or even a house in a pricier neighborhood. We offer eligible borrowers loans up to $3,000,000 for the purchase or refinance of a primary or secondary home. With Windsor, we have multiple products to fit every borrower’s situation. We even have pre-qual options!
Stand apart from the competition with a Windsor Simple Bridge Loan! Help your borrowers get fast and convenient access to funds to buy a new home before their current home is sold. And since both loans are completed by Windsor, the process is streamlined and hassle-free.
We think outside the box from the standard guidelines and find solutions, even when it takes more work. Unlike many, we are willing to work with borrowers who have lower credit scores, plus we have higher debt-to-income ratio tolerances. And as always, we will get you to closing on time.
Originate more loans with a line of credit from our warehouse line. You get same-day funding and your cut upfront! Not to mention quick and easy wire requests, fast turn times, and personalized dedicated service.
Our Bank Statement Loan is thoughtfully designed to cater to your self-employed borrowers or those with unique financial circumstances of self-employed borrowers, ensuring they have access to the flexible financing solutions they need.
Check out our Zero Flex, 2-1 Temporary Buydown and Co-Op loan programs. Our Zero Flex program is an innovative 1st and 2nd mortgage structure that secures 100% financing. Our Co-Op program is continually evolving, so contact us with questions or for updates! Help your borrowers start off strong with a lower monthly payment through the Windsor 2-1 Temporary Buydown, offering a lower bought-down rate at the beginning of their loan.
Conventional mortgages are loans that are not backed by any government entity, but rather originated and serviced by private mortgage lenders, like us. Learn more about these loans that can be great options for buyers with stable employment histories and higher credit scores.
Windsor Mortgage offers FHA loans because buyers come in all shapes and sizes. FHA loans can be a smart choice for buyers with limited budgets and lower credit.
View the Product Guides for Conventional, FHA, Jumbo, and more!
Do you have clients who are looking to purchase a home that exceeds the conventional conforming loan limits set by the Federal Housing Finance Agency (FHFA)? Windsor Mortgage's Prime Jumbo loans are for you.
You want to wow your borrowers with loan options that fit them financially. And we do too! The Windsor Advantage is our diverse product lineup partnered with one-on-one problem-solving to give you options, no matter the scenario.
Windsor Mortgage is proud to offer warehouse lending services to correspondents. Let us help you navigate the warehouse lending process and grow your business without using your own capital.