Government Loans | Windsor Mortgage
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Government Loans

Why a Government Loan with Windsor?

  • 600 FICOS for FHA and VA, 620 USDA (AUS-based files).
  • Manual Underwriting is available.
  • Government loans were made to work for you, so we do too. We work to find solutions that make your borrowers eligible for the loans that serve them the best.
  • We think outside the box from the standard guidelines. We find solutions, even when it takes more work.
  • Lower credit scores with higher debt-to-income ratio tolerances.
  • Close on time.
  • Manufactured home loans are available for FHA and VA*

Federal Housing Administration (FHA)

We help you increase your FHA loan sales with our borrower-friendly underwriting guidelines and reduced FICO requirements. See product guides here.

  • FHA Fixed
  • FHA Streamline Fixed
  • FHA Fixed High Balance
  • FHA Streamline High Balance

Check out FHA.gov for more resources and additional information.

Please note that by clicking the above link, you are leaving the Windsor Mortgage site. While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Windsor Mortgage.

VA

We’re committed to finding reliable lending solutions that meet the needs of the brave men and women of the United States Armed Forces who serve or have served our country. Read more here.

  • VA Fixed
  • VA Cash Out
  • VA Fixed High Balance
  • VA Fixed High Balance Cash Out
  • VA IRRRL Fixed High Balance
  • VA IRRRL High Balance

Check out the official VA Home Loans site for more resources and additional information. 

Please note that by clicking the above link, you are leaving the Windsor Mortgage site. While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Windsor Mortgage.

USDA
 

We’re here to help your homebuyers with a modest income purchase a home in a qualifying suburban or rural area with as little as 0% down and 100% financing.

  • USDA Fixed
  • USDA Fixed High Balance
  • USDA Fixed Streamline
  • USDA Fixed Streamline Assist

Check out the official USDA site to evaluate eligibility and find additional information.

Please note that by clicking the above link, you are leaving the Windsor Mortgage site. While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security. Any products or services accessed through this link are not provided by, endorsed or guaranteed by Windsor Mortgage.


Get In Touch

Let's join forces. Our Windsor Mortgage team is ready when you are. Please contact us about our Govie Loan Options or with any other questions.