Government Loans | Windsor Mortgage

Government Loans

Why a Government Loan with Windsor?

  • 600 FICOS for FHA and VA, 620 USDA (AUS-based files).
  • Manual Underwriting is available.
  • Government loans were made to work for you, so we do too. We work to find solutions that make your borrowers eligible for the loans that serve them the best.
  • We think outside the box from the standard guidelines. We find solutions, even when it takes more work.
  • Lower credit scores with higher debt-to-income ratio tolerances.
  • Close on time.
  • Manufactured home loans are available for FHA and VA*

Federal Housing Administration (FHA)

We help you increase your FHA loan sales with our borrower-friendly underwriting guidelines and reduced FICO requirements. See product guides here.

  • FHA Fixed
  • FHA Streamline Fixed
  • FHA Fixed High Balance
  • FHA Streamline High Balance

Check out for more resources and additional information.


We’re committed to finding reliable lending solutions that meet the needs of the brave men and women of the United States Armed Forces who serve or have served our country. Read more here.

  • VA Fixed
  • VA Cash Out
  • VA Fixed High Balance
  • VA Fixed High Balance Cash Out
  • VA IRRRL Fixed High Balance
  • VA IRRRL High Balance

Check out the official VA Home Loans site for more resources and additional information.


We’re here to help your homebuyers with a modest income purchase a home in a qualifying suburban or rural area with as little as 0% down and 100% financing.

  • USDA Fixed
  • USDA Fixed High Balance
  • USDA Fixed Streamline
  • USDA Fixed Streamline Assist

Check out the official USDA site to evaluate eligibility and find additional information.

Get In Touch

Let's join forces. Our Windsor Mortgage team is ready when you are. Please contact us about our Govie Loan Options or with any other questions.