Wholesale Prime Jumbo Loans | Windsor Mortgage

Jumbo Loans

If your client has her sights set on a home that costs close to half a million dollars or more—and she doesn't have that much sitting in her bank account—you're probably going to need a jumbo loan to help her out. And we've got your back!

With a Jumbo Loan from Windsor Mortgage, your buyers can obtain larger loans that exceed conventional lending limits. A Prime Jumbo loan is great for home buyers with low debt-to-income (DTI) ratios and higher credit scores, but are unable to come up with enough funds to bring the loan amount under the conforming limits.

Windsor Mortgage offers a variety of fixed-rate and adjustable-rate Prime Jumbo loan options for primary homes, second homes, and investment properties.

Designed to finance bigger homes, luxury properties and homes in high-cost areas, jumbo mortgages come with unique underwriting requirements and tax implications.

More specific, A “jumbo loan” is any single loan amount over the conforming loan limit (set by the Federal Housing Finance Agency). For most of the country, the limit for 2022 was set at $647,200 for a one-unit property in the contiguous United States. If the loan amount is $647,200 or higher, the home loan is considered jumbo.

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Prime Jumbo Loan Details

  • 15, 20, 25, 30-year fixed options available
  • 5/6, 7/6, and 10/6 SOFR ARM options are available
  • Available for up to 6 properties
  • Credit scores 680 and above
  • LTV up to 90%
  • Loan amounts up to $3 million

"My contact at Windsor Mortgage just reached out regarding our closing. He actually picked up the phone and called! Love me some Windsor Mortgage."

Loans are subject to credit approval. For real estate mortgage professionals only. Not intended for distribution to consumers or other third parties.

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