Windsor Mortgage offers a variety of fixed-rate and adjustable-rate Prime Jumbo loan options for primary homes, second homes, and investment properties. With a Jumbo Loan from Windsor Mortgage, your buyers can obtain larger loans that exceed conventional lending limits. A Prime Jumbo loan is great for home buyers with low debt-to-income (DTI) ratios and higher credit scores, but are unable to come up with enough funds to bring the loan amount under the conforming limits.
A “jumbo loan” is any single loan amount over the conforming loan limit (set by the Federal Housing Finance Agency). In 2022, this limit is $647,200 for a one-unit property in most areas of the contiguous United States. If the loan amount is $647,200 or higher, the home loan is considered jumbo.
However, for high-cost areas where single-family home prices are above the average, the limit is extended to $970,800. Contact a Windsor Mortgage Account Executive today with questions about the conforming loan limits in your area.
Prime Jumbo Loan Details
- Fixed-rate & adjustable-rate options available
- Available for up to 6 properties
- Credit scores 680 and above
- LTV up to 90%
- Loan amounts up to $3,000,000
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